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Jenn Smart

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512 Harriet Ave , Aptos, CA 95003
$1,295,000
Est. Payment: $2,877.78/mo
6 Bed
2200 Sqft
0.07 Acres
Status: active | Days on site: 1
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ML5097728 - ML5088553,ML5102865
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House Description

Exceptionally well-located duplex in the quiet Seacliff neighborhood, just a 10-12 minute walk to the picturesque Rio Del Mar Beach, Marianne's Ice Cream, dining, parks, and public transportation. All units are vacant, allowing for an owner move-in option or simply lease both units at market rates for cashflow. There's significant upside with the straightforward potential to fully convert a third unit in the mostly-finished space downstairs, providing the possibility of having a TRIPLEX with minimal investment at DUPLEX pricing! Both upstairs units are 2 bed/1 bath, have private balconies, vaulted ceilings, luminous natural lighting, and are overall in good rent-ready condition. The downstairs space is a 2 bed/1 bath, with its own private backyard. There three tuck-under enclosed garages (one for each unit), with tandem parking, making for 2 dedicated spaces per unit. Each garage has washer-dryer hookups. Lots of nice updates, including new paint, new decking, and more. Please contact listing agents for detailed marketing package with more information on the property and the ADU conversion opportunity. Financials are projected based on market rents; property is 100% vacant. Buyers/agents to confirm square footage and any other property related information to verify accuracy.

Highlights

Listed by Joe Budka , 831-224-6903 and Alex Budka , 831-275-5370 Redwood Property Company , (831) 224-6903. CRMLS/Multi-Regional MLS mls logo

Property Type

Multi-Family

Lot/Acreage
0.07

Year Built

1964

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82067332

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:3
Zoning:RM-2.5
Roof:Flat
Others:
  • ▪ Additional:Has ADU
Sewer:Public Sewer
Parking Features:Uncovered
Principal Interest
$2,878
Taxes
$1,555

Home Price

$1,295,000

Loan Details

30 yrs
0%

Down Payment

20%
$259,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,877.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,877.78 $1,555.17 $0.00 $4,432.94
Yearly $34,533.33 $18,662.00 $0.00 $53,195.33
Total $1,036,000.00 $559,860.00 $0.00 $1,595,860.00
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Aptos, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-11-14T09:37:47.000Z

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