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Jenn Smart

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2052 Wharf Rd , Capitola, CA 95010
$849,999
Est. Payment: $1,888.89/mo
2 Bed
3 Bath
1227 Sqft
0.02 Acres
Status: active | Days on site: 142
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ML55608 - ML5073396
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House Description

Fabulous opportunity where indoor comfort meets exceptional outdoor living. The last unit in this smaller Riverview community sold for $888K. Rarely does condo living offer a private rooftop terrace, four additional outdoor spaces, a detached 2-car garage, and indoor laundry, all just a 15-minute walk to Capitola Beach. Enjoy a balcony overlooking a tree-lined greenbelt, a sunny courtyard perfect for morning coffee, and private outdoor spaces off both bedrooms. You're just minutes to Capitola Village, the Beach, Esplanade, restaurants, coffee shops, the library, and more. Inside, both bedrooms and bathrooms are privately situated on the lower level. Upstairs, a light-filled living area welcomes you with vaulted ceilings, skylights, abundant windows, a gas-starter fireplace and convenience of a 1/2 bathroom. The updated kitchen features generous cabinetry and a convenient dry bar with wine/beverage refrigerator. Additional comforts include radiant heated floors in the guest bath and hallway. With easy access to Highway 1, 41st Avenue, shopping, and specialty markets, and minimal upkeep required, this home is ideal as a full-time residence, weekend getaway, or investment opportunity. Come discover the carefree coastal Capitola lifestyle you've been looking for!

Highlights

Listed by Marti Pepito Meyer , 831-227-1268 Christie's International Real Estate Sereno , (831) 460-1100. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.02

HOA Fee

750 Monthly

Year Built

1983

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82051648

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Range Hood
Floor:Carpet,Laminate,Tile
Other:
  • ▪ Additional:Atrium
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:RM
Roof:Shingle
Sewer:Public Sewer
Parking Features:Guest
Principal Interest
$1,889
Taxes
$542
HOA
$750

Home Price

$849,999

Loan Details

30 yrs
0%

Down Payment

20%
$170,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,888.89

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,888.89 $541.87 $750.00 $3,180.76
Yearly $22,666.64 $6,502.49 $9,000.00 $38,169.13
Total $679,999.20 $195,074.77 $270,000.00 $1,145,073.97
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Capitola, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:34:50.000Z

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