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Jenn Smart

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413 Capitola Ave , Capitola, CA 95010
$2,495,000
Est. Payment: $5,544.44/mo
4 Bed
2 Bath
1700 Sqft
0.03 Acres
Status: active | Days on site: 25
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ML35586 - ML157966
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House Description

GREEK STYLED ARCHITECTURE...a rare opportunity to own a brand-new luxury residence in the heart of Capitola, one of California's most desirable coastal destinations. Completed in 2026, this exceptional ground-up construction is ideally situated within a vacation rental zone, offering outstanding income potential and long-term investment value. Designed to capture the essence of modern coastal living, the home features 4 bedrooms, 2 bathrooms, approximately 1365 square feet of thoughtfully designed living space, plus a versatile 365 square foot loft for a total of 1700 square feet of interior footage. A large over-sized 1 car garage provides room for a car lift for second car storage, while premium finishes and top tier craftsmanship elevate every detail. The open-concept floor plan connects the living, dining and kitchen areas, creating an inviting environment for entertaining guests or enjoying everyday life. The chef inspired kitchen includes top of the line appliances, designer fixtures, luxury finishes throughout including outside Wi-Fi security cameras with video as well as a doorbell camera. From the Pella windows with motorized window shades to the copper gutters to the closet organizers, no detail was overlooked in the design and construction of this exceptional home.

Highlights

Listed by Chuck Oliver , 408-499-9900 David Lyng Real Estate , 831-429-5700. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.03

Year Built

2026

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82064587

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Cooktop, Refrigerator, Vented Exhaust Fan
Floor:Laminate,Tile
Water:Public

Exterior Features

Lot:Zero Lot Line,No Land Lease
Garage Capacity:0
Zoning:MU-N
Roof:Flat,Other
Others:
  • ▪ Additional:Stucco
Sewer:Public Sewer

Open House

Upcoming Open Houses
Saturday 1:00 pm - 4:00 pm Nov 14
Saturday 1:00 pm - 4:00 pm Nov 21
Principal Interest
$5,544
Taxes
$1,591

Home Price

$2,495,000

Loan Details

30 yrs
0%

Down Payment

20%
$499,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,544.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,544.44 $1,590.56 $0.00 $7,135.01
Yearly $66,533.33 $19,086.75 $0.00 $85,620.08
Total $1,996,000.00 $572,602.50 $0.00 $2,568,602.50
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Capitola, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-11-14T07:39:01.000Z

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