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Jenn Smart

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3850 Rio Rd Unit 37 , Carmel, CA 93923
$1,075,000
Est. Payment: $2,388.89/mo
2 Bed
3 Bath
1520 Sqft
Status: active | Days on site: 16
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ML39183 - ML5087512
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.
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Jenn Smart
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House Description

A Front-Row Seat to Carmel's Natural Beauty! Welcome to 3850 Rio Road, Unit #37, where tranquility meets convenience in the heart of Carmel. Perfectly positioned within the community, this inviting two-bedroom unit enjoys spectacular, front-and-center views of the picturesque Arroyo lake, creating a peaceful retreat surrounded by nature. The light-filled living room features a cozy gas fireplace, recessed lighting, and sliding glass doors framing the serene lake setting. Upstairs, two spacious bedroom suites offer comfort and privacy, including a generous suite with custom wall-to-wall closets and a private deck overlooking the water. The kitchen opens to the dining area and an enclosed patio, perfect for entertaining or enjoying Carmel's coastal climate. Additional amenities include indoor laundry, a convenient powder room, and a desirable two-car garage. Just moments from The Crossroads and The Barnyard, enjoy effortless access to shopping, dining, and the best of the Monterey Peninsula. An exceptional opportunity to embrace Carmel living.
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Highlights

Listed by Daniel Cardenas , 831-620-2117 Coldwell Banker Realty , (831) 626-2221. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

HOA Fee

710 Monthly

Year Built

1976

County

Monterey

Area

699 - Not Defined

 School District

Carmel Unified

Listing ID

ML82064836

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Refrigerator, Trash Compactor
Floor:Carpet,Tile,Wood
Other:
  • ▪ Additional:Walk-In Closet(s)
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:R1
Roof:Composition,Shingle
Sewer:Public Sewer
Parking Features:Guest
Principal Interest
$2,389
Taxes
$685
HOA
$710

Home Price

$1,075,000

Loan Details

30 yrs
0%

Down Payment

20%
$215,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,388.89

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,388.89 $685.31 $710.00 $3,784.20
Yearly $28,666.67 $8,223.75 $8,520.00 $45,410.42
Total $860,000.00 $246,712.50 $255,600.00 $1,362,312.50
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So-Crates Johnson
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Market insight data is pulled from the same city as the listing being viewed (Carmel, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-11-14T15:36:55.000Z

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