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Jenn Smart

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98 N. Ocean Ave , Cayucos, CA 93430
$4,199,000
Est. Payment: $9,331.11/mo
5342 Sqft
0.1 Acres
Status: active | Days on site: 49
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SCCATH - SC02239163
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.
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Jenn Smart
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House Description

A beloved downtown business is staying in Cayucos and moving locations. So, now’s your chance! Whether you’ve been dreaming about opening your first BUSINESS or you’re ready to give an established business a new coastal destination, this is the kind of WORK/LIVE OPPORTUNITY that rarely comes along. Discover a rare mixed-use gem along iconic Ocean Avenue in Downtown Cayucos. This 5,342 sq ft, two-story property blends commercial capability with refined coastal living. The ground floor offers a substantial commercial/retail footprint enhanced by a professional-grade commercial kitchen, ideal for high-end culinary concepts or boutique retail. Ascend to the upper level to find a stylish 1-bedroom residence showcasing expansive ocean views, a chef’s kitchen, and a grand island breakfast bar that anchors the space with elegance. The additional storage wing and bathroom upstairs add valuable utility for operations or personal use. With its premier location steps from the beach and downtown, this property presents an extraordinary opportunity to secure a signature presence in a thriving coastal corridor.
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Highlights

Listed by Doug Adams , 805-550-9142 Central Coast Real Estate , 805-995-2347. CRMLS/Multi-Regional MLS mls logo

Property Type

Commercial Sale
Lot/Acreage
0.1

County

San Luis Obispo

Area

CAYU - Cayucos

Listing ID

SC26197417

Questions about this listing?

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Interior Features

Water:Public

Exterior Features

Lot:Corner Lot,Landscaped,No Land Lease
Principal Interest
$9,331
Taxes
$2,677

Home Price

$4,199,000

Loan Details

30 yrs
0%

Down Payment

20%
$839,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,331.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,331.11 $2,676.86 $0.00 $12,007.97
Yearly $111,973.33 $32,122.35 $0.00 $144,095.68
Total $3,359,200.00 $963,670.50 $0.00 $4,322,870.50
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Cayucos, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-11-15T21:38:03.000Z

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