Agent profile image in chat bubble
Agent profile image in chat header

Jenn Smart

| v3 pdp, v2 chat

Agent profile image in message

1841 Hoko Ct , Copperopolis, CA 95228
$575,000
Est. Payment: $1,277.78/mo
5 Bed
3 Bath
2240 Sqft
1.5 Acres
Status: active | Days on site: 20
Get Pre-Qualified
BMLS-T1162020 - BMLS-T155083411
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.

House Description

Beautifully Updated 5-Bedroom Home with an Assumable 2.25% VA Mortgage and Lake Access. Rare opportunity to purchase a permitted five-bedroom home in Copperopolis with an exceptional assumable VA mortgage at just 2.25% interest! The existing VA loan has an approximate remaining balance of $298,000. Qualified buyers, including veterans and non-veterans, may be eligible to assume the existing loan, subject to VA and loan servicer approval. The buyer would need to bring approximately $277,000 through cash or separately approved secondary financing to cover the difference between the existing mortgage and asking price. Located on a completely fenced property at the end of a quiet cul-de-sac, this home offers privacy, functionality, and room to enjoy country living. The property features three established pastures overlooking the backyard, beautifully viewed from the large rear deck, making it ideal for animals, outdoor enjoyment, and entertaining. A convenient school bus stop is located right on the cul-de-sac, providing easy transportation for school-age children. Enjoy the Lake Tulloch lifestyle! As part of the Copper Cove community, property owners enjoy access to the community's recreational amenities, including The Kiva waterfront recreation area on Lake Tulloch. The Kiva features a boat launch, docks, swimming beach, and picnic facilities, offering opportunities for boating, swimming, fishing, and lakeside recreation. Residents also enjoy access to Black Creek Park, featuring hiking, biking and equestrian trails, playgrounds, sports facilities, and community recreation amenities. The home features a 22KW Generac whole-house backup generator connected to an owned propane tank, providing added peace of mind during power outages. A whole-house fan offers an additional way to circulate fresh air and keep the home comfortable. For RV and vehicle enthusiasts, enjoy an oversized 30-foot motorhome carport with water and electrical hookups, featuring its own separate gated entrance directly from the street. An additional 20' x 30' carport provides even more covered parking and storage options. The interior has benefited from several updates, including beautifully remodeled bathrooms, 9/16-inch engineered hardwood flooring throughout. With five permitted bedrooms, remodeled bathrooms, extensive covered parking, backup power, fenced pastures, a large entertaining deck, private community lake access, and an exceptional assumable mortgage opportunity.

Highlights

Listed by Sarah Pearson , 925-822-4849 KW Sierra Foothills , 209-694-8077. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
1.5

HOA Fee

27 Monthly

Year Built

1976

County

Calaveras

Listing ID

41151338

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Floor:See Remarks,Wood
Other:
  • ▪ Additional:Breakfast Bar

Exterior Features

Lot:Back Yard,Cul-De-Sac,Front Yard,Garden,No Land Lease
Garage Capacity:2
Roof:Shingle
Parking Features:Carport
Principal Interest
$1,278
Taxes
$367
HOA
$27

Home Price

$575,000

Loan Details

30 yrs
0%

Down Payment

20%
$115,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,277.78

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,277.78 $366.56 $27.00 $1,671.34
Yearly $15,333.33 $4,398.75 $324.00 $20,056.08
Total $460,000.00 $131,962.50 $9,720.00 $601,682.50
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Nov 2026

Average Price

All Price Ranges
N/A
Nov 2026

Average Days on Market

All Price Ranges
N/A
Nov 2026
Market insight data is pulled from the same city as the listing being viewed (Copperopolis, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-11-14T07:39:01.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS