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Jenn Smart

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22814 Rio Alto , Cottonwood, CA 96022
$769,900
Est. Payment: $4,177.46/mo
5 Bed
4 Bath
3188 Sqft
0.25 Acres
Status: Active | Days on site: 18
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House Description

LOCATION, LOCATION, LOCATION! Just one block from the Sacramento River boat launch, this stunning 3,188-square-foot, two-story home offers spacious living, thoughtful updates, and exceptional access to recreation. Located within the gated community of Lake California, the property sits at the gateway to the Shasta, Siskiyou, and Trinity County recreation areas, placing boating, fishing, hiking, horseback riding, and countless outdoor adventures within easy reach. Lake California offers an impressive array of amenities designed to enhance an active and relaxed lifestyle. Residents enjoy a private airstrip, equestrian center, Sacramento River access with some of the area's best Salmon and Steelhead fishing, a private campground, Lake Club with restaurant, community pool, tennis courts, and a private recreational lake. Inside, the home features 5 bedrooms, 3½ bathrooms, and two master suites--one conveniently located downstairs and one upstairs. The residence has been thoughtfully updated and well maintained, with new interior and exterior paint in 2026, updated kitchen appliances, new countertops, a tankless on-demand hot water system, whole-house fan, central vacuum system, remodeled downstairs half bath, ceramic vinyl plank flooring, and new carpet. Additional features provide comfort and convenience throughout the home. The split HVAC system with independent controls includes a 5-ton system serving the downstairs and a 3-ton system serving the upstairs. An owned 500-gallon underground propane tank adds further convenience and is not leased. Step outside and discover an entertainer's retreat. The patio wraps around a large saltwater pool with a waterfall, creating an inviting setting for relaxing, hosting family and friends, or enjoying warm California days. With river access just steps away, abundant living space, extensive updates, impressive community amenities, and a private pool designed for year-round enjoyment, this Lake California home offers a rare opportunity to embrace a comfortable, recreation-filled lifestyle. Come discover the comfort, convenience, and adventure waiting for you in Lake California!

Highlights

Listed by James Scarberry , 530-515-3778 Scarberry Real Estate Service , 1 530-515-3778. Shasta Assoc of REALTORS

Property Type

Residential

Lot/Acreage
0.25

HOA Fee

98.33

Year Built

2007

County

Tehama

Area

16 - Lake California

Listing ID

26-4209

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Air Cond:Central,Whole House Fan
Fireplaces:Dining Room,Living Room
Floor:Tile,Luxury Vinyl,Wall to Wall Carpet
Other:
  • ▪ Additional:High Ceiling, Central Vac, Vaulted Ceiling, Island, Pantry, Breakfast Bar, Double Vanity
Water:Public

Exterior Features

Lot:Level,City Lot
Sewer:Sewer
Parking Features:Garage Door Opener,Additional Parking
Principal Interest
$4,177
Taxes
$491
HOA
$98

Home Price

$769,900

Loan Details

30 yrs
7.192%

Down Payment

20%
$153,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,177.46

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,177.46 $490.81 $98.33 $4,766.60
Yearly $50,129.49 $5,889.74 $1,179.96 $57,199.18
Total $1,503,884.62 $176,692.05 $35,398.80 $1,715,975.47
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Cottonwood, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Shasta Assoc of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-09-25T17:49:39.000Z

© 2026 Shasta Assoc of REALTORS