Agent profile image in chat bubble
Agent profile image in chat header

Jenn Smart

| v3 pdp, v2 chat

Agent profile image in message

3448 Bumann Rd , Encinitas, CA 92024
$4,295,000
Est. Payment: $9,544.44/mo
5 Bed
5 Bath
4482 Sqft
1.25 Acres
Status: active | Days on site: 1
Get Pre-Qualified
15350 - 124254,110973
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.

House Description

Custom-built home and separate ADU in an ultra-private Olivenhain setting w/stunning panoramic southerly views of the surrounding countryside and hills. An open floor plan, high ceilings and views from the main living areas create a light and spacious feel. The flexible floor plan offers single-story living, with most bedrooms and main living areas on the first level. The kitchen with breakfast nook opens to the family room, ideal for everyday living and entertaining. Upstairs, two bedrooms (1 has no closet), a bath, kitchenette, spacious living room and private entrance provide an ideal space for extended family, guests or a home office. A near new custom built ADU is privately situated away from the main residence and features 2 BR/2BA, approx. 1196 SF, a large covered patio and parking for two cars. Outdoor amenities include a built-in BBQ with refrigerator and sit-up dining, along with room for a pool. Enjoy the tranquil country atmosphere, with easy access to nearby rural trail system, while still being just minutes from excellent schools, shopping and restaurants, and within easy reach of the beaches. Owned solar and 3-car garage. No HOA or Mello-Roos.

Highlights

Listed by Lauren McCauley Elliott , 760-567-0505 and Debbie McCauley , 760-505-2001 Compass , 760-501-8892. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
1.25

Year Built

2000

County

San Diego

Area

92024 - Encinitas

School District

San Dieguito Union

Listing ID

NDP2609040

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Convection Oven, Dishwasher, Disposal, Microwave, Propane Range, Propane Water Heater, Refrigerator, Water Heater, Dryer, Washer
Air Cond:See Remarks,Whole House Fan
Fireplaces:Family Room,Primary Bedroom,Propane
Floor:Carpet,Stone,Tile,Wood
Other:
  • ▪ Additional:Breakfast Area, Ceiling Fan(s), Separate/Formal Dining Room, High Ceilings, Open Floorplan, Stone Counters, Two Story Ceilings, Bedroom on Main Level, Entrance Foyer, Main Level Primary, Primary Suite, Walk-In Pantry, Walk-In Closet(s)

Exterior Features

Lot:Horse Property,No Land Lease
Garage Capacity:8
Zoning:R-1
Roof:Asphalt
Others:
  • ▪ Additional:Barbecue, Rain Gutters, Fire Pit, Stucco, Has ADU
Sewer:Public Sewer
Parking Features:Door-Multi,Direct Access,Driveway,Garage,Paved,Private
Principal Interest
$9,544
Taxes
$2,738

Home Price

$4,295,000

Loan Details

30 yrs
0%

Down Payment

20%
$859,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,544.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,544.44 $2,738.06 $0.00 $12,282.51
Yearly $114,533.33 $32,856.75 $0.00 $147,390.08
Total $3,436,000.00 $985,702.50 $0.00 $4,421,702.50
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Nov 2026

Average Price

All Price Ranges
N/A
Nov 2026

Average Days on Market

All Price Ranges
N/A
Nov 2026
Market insight data is pulled from the same city as the listing being viewed (Encinitas, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-11-14T07:39:01.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS