Agent profile image in chat bubble
Agent profile image in chat header

Jenn Smart

| v3 pdp, v2 chat

Agent profile image in message

441 Rancho Santa Fe Rd , Encinitas, CA 92024
$2,599,000
Est. Payment: $5,775.56/mo
5 Bed
5 Bath
3395 Sqft
0.58 Acres
Status: active | Days on site: 7
Get Pre-Qualified
11967 - 115310,112875
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.

House Description

SELLER FINANCE AVAILABLE . Experience a rare blend of historic Olivenhain charm and sophisticated modern living at this remarkable estate. Set on a private 0.58-acre lot neighboring the iconic Olivenhain Meeting Hall, this property has been thoughtfully refreshed with new interior and exterior paint, presenting a pristine canvas for its next chapter. The property offers approximately 3,395 square feet of combined space, consisting of an approximately 2,819-square-foot main residence plus a 576-square-foot detached flex/casita. Inside, wide-plank wood flooring and abundant natural light create an atmosphere of warmth and elegance. The chef’s kitchen serves as the heart of the home, featuring granite countertops, a center island with a gas cooktop, stainless steel appliances, and custom cabinetry. The layout flows seamlessly into the primary living areas and out to the backyard, facilitating a perfect indoor-outdoor connection. The primary suite provides a peaceful retreat with a large walk-in closet, dual vanities, and a soaking tub. For those seeking flexibility, the home includes an attached guest suite with its own private exterior entrance and direct kitchen access, ideal for extended family or a secluded home office. The grounds are a true sanctuary, featuring panoramic valley and mountain views. The outdoor entertaining area is equipped with a built-in barbecue, a mini-fridge, and a fire pit, all enhanced by an entire home fire sprinkler system (including the garage) and front yard sprinklers. The detached studio, accessible via the property’s main gate, offers endless possibilities as a creative workspace, gym, or private lounge. Equestrian enthusiasts will appreciate the property's horse-friendly setting and convenient access to community horse trails. The expansive lot also provides ample room for RV or boat parking and potential for additional or ADU use, subject to buyer verification and applicable City of Encinitas requirements. Located within the prestigious San Dieguito Union High School District, this home offers easy access to the beaches of Encinitas, Lake Hodges trails, and the luxury amenities of Rancho Santa Fe. This is a rare opportunity to enjoy privacy, space, and a sophisticated coastal lifestyle in one of North County’s most coveted equestrian communities.

Highlights

Listed by Andrew Krul , 760-822-1078 and Frances Mouser , 760-310-4849 eXp Realty of California, Inc , 888-584-9427. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.58

Year Built

2012

County

San Diego

Area

92024 - Encinitas

School District

San Dieguito Union

Listing ID

NDP2609721

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:2
Appliances:Built-In Range, Barbecue, Convection Oven, Dishwasher, Electric Water Heater, Freezer, Gas Cooking, Gas Cooktop, Disposal, Gas Range, Microwave, Refrigerator, Water Heater
Air Cond:Central Air
Fireplaces:Living Room
Floor:Wood
Other:
  • ▪ Additional:Central Vacuum

Exterior Features

Lot:Sprinklers In Rear,Sprinklers In Front,Near Park,Value In Land,No Land Lease
Garage Capacity:4
Zoning:R-1:Single Fam-Res
Others:
  • ▪ Additional:Has ADU
Sewer:Public Sewer
Parking Features:Driveway,Garage,Garage Door Opener
Principal Interest
$5,776
Taxes
$1,657

Home Price

$2,599,000

Loan Details

30 yrs
0%

Down Payment

20%
$519,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,775.56

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,775.56 $1,656.86 $0.00 $7,432.42
Yearly $69,306.67 $19,882.35 $0.00 $89,189.02
Total $2,079,200.00 $596,470.50 $0.00 $2,675,670.50
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Nov 2026

Average Price

All Price Ranges
N/A
Nov 2026

Average Days on Market

All Price Ranges
N/A
Nov 2026
Market insight data is pulled from the same city as the listing being viewed (Encinitas, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-11-14T17:38:50.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS