Qualified buyers may be eligible for up to $17,500 in down payment and closing cost assistance through third-party homebuyer grant programs. Subject to buyer qualifications, property eligibility, lender requirements, and program availability. Not a seller-funded incentive. Charming National City Cottage with Private Yard & No HOA! Why settle for condo living when you can have a home of your own? Thoughtfully designed with efficient use of space, this home offers the charm and functionality of a true cottage lifestyle without wasted square footage. Original hardwood floors, abundant natural light, and a warm, inviting feel create the charm and character throughout the home. The kitchen features granite countertops, generous built-in storage, and opens seamlessly to the dining area, creating an easy flow for everyday living and entertaining. Appliances are included, and the converted garage provides a dedicated laundry/utility space with washer and dryer hookups, along with additional flexible space ideal for a home office, studio, workout area, hobby room, or extra storage. Step outside to your own private, fully fenced backyard and discover your personal outdoor retreat. Whether it’s enjoying morning coffee, hosting weekend BBQs, creating a garden space, or relaxing with friends and pets, this backyard offers the perfect extension of the home. A gated driveway provides added privacy, convenience, and a feature rarely found at this price point. Centrally located in National City with convenient access to I-5, I-805, and SR-94, the home offers easy connectivity to Downtown San Diego, Chula Vista, Coronado, military installations, employment centers, shopping, dining, and public transportation. National City continues to experience significant investment and redevelopment, adding even more appeal to this central South Bay location. Property features a newer roof (2021), water heater (2020), Water main (2024) and updated electrical in the garage (2025.) Enjoy the affordability often associated with a condo, without the condo lifestyle. A private yard, your own driveway, and a place to truly call home. Your first home doesn’t have to feel like a compromise.