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Jenn Smart

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4628 Congress Ave , Oakland, CA 94601
$649,999
Est. Payment: $1,444.44/mo
2 Bed
1 Bath
1037 Sqft
0.09 Acres
Status: active | Days on site: 7
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BMLS-OBRONEGET - BMLS-R02013994
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House Description

Welcome to this charming Spanish-style home, where timeless architectural beauty, inviting living spaces, and incredible versatility come together! Featuring 2+ bedrooms, this special property offers a wonderful blend of character, comfort, and functionality. From its distinctive scalloped roofline and elegant arched entry to the dramatic curved staircase and vibrant turquoise front door, every detail creates a memorable first impression. Step inside to discover beautiful hardwood floors, abundant natural light, and warm, welcoming living and dining areas perfect for relaxing or entertaining. The thoughtfully designed kitchen features white shaker cabinetry, granite countertops, stainless steel appliances, decorative BONUS! APPROXIMATELY 375 SQ. FT. OF ADDITIONAL FINISHED BASEMENT LIVING SPACE FEATURING A DOWNSTAIRS BEDROOM AND SEPARATE EXTERIOR ENTRANCE! This exceptional bonus space offers incredible flexibility for multigenerational living, extended family, guest accommodations, a private home office, personal gym, or potential income-producing opportunities (subject to applicable approvals and requirements). A fantastic opportunity to enjoy additional space that adapts to your lifestyle! Step outside to a spacious, relaxing backyard, perfect for weekend BBQs, outdoor dining, entertaining, gardening, or simply unwinding. Additional highlights include central heating and air conditioning, dual-pane windows, a newer garage door, an attached garage, and paid solar for added comfort, convenience, and potential energy savings. Conveniently located near Downtown Oakland, San Francisco, BART, I-580 and I-880, Mills College, the vibrant Laurel District, shopping, dining, and entertainment. Full of charm, warmth, and possibilities, this home offers so much more than meets the eye! Come experience all that makes this property special and imagine the possibilities of calling it home!

Highlights

Listed by Tanara Bailey , 510-940-5633 Realty One Group Elite , 925-978-1100. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.09

Year Built

1925

County

Alameda

Neighborhood

Lower Maxwell

School District

Oakland

Listing ID

41151817

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Air Cond:Central Air
Fireplaces:Living Room
Floor:Wood
Other:
  • ▪ Additional:Breakfast Bar, Breakfast Area, Eat-in Kitchen

Exterior Features

Lot:Back Yard,Front Yard,Garden,Yard,No Land Lease
Garage Capacity:1
Roof:Shingle
Others:
  • ▪ Additional:Stucco
Parking Features:Garage,Garage Door Opener,Off Street

Open House

Upcoming Open Houses
Sunday 12:00 pm - 3:00 pm Nov 15
Principal Interest
$1,444
Taxes
$414

Home Price

$649,999

Loan Details

30 yrs
0%

Down Payment

20%
$130,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,444.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,444.44 $414.37 $0.00 $1,858.82
Yearly $17,333.31 $4,972.49 $0.00 $22,305.80
Total $519,999.20 $149,174.77 $0.00 $669,173.97
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Oakland, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-11-15T01:37:52.000Z

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