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Jenn Smart

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509 Calle Montecito Unit 42 , Oceanside, CA 92057
$350,000
Est. Payment: $777.78/mo
2 Bed
1 Bath
806 Sqft
6.97 Acres
Status: active | Days on site: 72
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House Description

This home is in a Community Advantage area. A qualified buyer can get up to 1.5% discount on the interest rate, put only 3% down AND pay no mortgage insurance. VA approved community (zero down). Lakeshore Villas is ideally located next to Oceanside's beautiful Libby Lake Park, offering residents easy access to lake views, walking trails, playground, picnic tables, and expansive green spaces just steps away. Tucked at the end of a quiet cul-de-sac, this desirable community features a lovely swimming pool and spa. This top floor unit showcases a modern kitchen with all brand-new stainless-steel appliances, real wood cabinetry, and granite countertops. Entry area, kitchen, and bathroom floors are a beautiful travertine. Enjoy morning coffee and the sunrise from your covered balcony. Private full-size washer and dryer located in the balcony storage closet. Personal assigned covered parking space conveniently located behind the unit and abundant guest parking available. HOA includes water, trash, and common area maintenance. Schools, shopping, dining, and public transit are all close by, and you're only 7 miles from the beach and 3 miles from the San Luis Rey gate at Camp Pendleton. Come see it today!

Highlights

Listed by Abra Rider , 858-224-2272 LPT Realty , 877-366-2213. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
6.97

HOA Fee

620 Monthly

Year Built

1985

County

San Diego

Area

92057 - Oceanside

School District

Oceanside Unified

Listing ID

NDP2607941

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Gas Cooking, Disposal, Microwave, Refrigerator, Dryer, Washer
Floor:Carpet,Tile
Other:
  • ▪ Additional:Breakfast Area, Open Floorplan, All Bedrooms Up

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Zoning:Condominium
Roof:Composition
Others:
  • ▪ Additional:Balcony, Drywall, Stucco
Parking Features:Attached Carport
Principal Interest
$778
Taxes
$223
HOA
$620

Home Price

$350,000

Loan Details

30 yrs
0%

Down Payment

20%
$70,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$777.78

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $777.78 $223.13 $620.00 $1,620.90
Yearly $9,333.33 $2,677.50 $7,440.00 $19,450.83
Total $280,000.00 $80,325.00 $223,200.00 $583,525.00
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Oceanside, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-11-14T13:32:52.000Z

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