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Jenn Smart

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642 Main St , Red Bluff, CA 96080
$399,000
Est. Payment: $2,164.96/mo
Status: Active | Days on site: 192
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sha.2422 - sha.nortshar
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House Description

Prime investment opportunity! The historical value, coupled with its central location in Red Bluff, could attract businesses or entrepreneurs looking for a unique space with character. The National Bank of Red Bluffs restored original bank vault adds charm and could be a talking point for future clients or customers. The building divides into 2 separate floors with 2 separate entrances. This building offers versatility for many businesses. The first floor consists of 1875 square feet of retail space with a bathroom. The upper level consists of 5 offices, that vary in size, with new mini splits to ensure perfect climate control, a receptionist area that could serve all of the offices, and an updated restroom with a sitting area and is approximately 1875 square feet. Estimated Current rent for each office on the upper level is at 500.00 per month. Red Bluff's active community scene with concerts, farmers' markets, and festivals could draw in foot traffic and further enhance its potential for success. This property could appeal to a wide range of investors, whether for retail, office space rentals, or even transforming it into a co-working hub!

Highlights

Listed by Sharon Norton , 707-272-3504 eXp Realty of Northern California, Inc. , 1 888-832-7179. Shasta Assoc of REALTORS

Property Type

Business Opportunity

County

Tehama

Area

74- Central RB

Listing ID

25-5318

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Interior Features

Exterior Features

Principal Interest
$2,165
Taxes
$254

Home Price

$399,000

Loan Details

30 yrs
7.192%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,164.96

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,164.96 $254.36 $0.00 $2,419.33
Yearly $25,979.56 $3,052.35 $0.00 $29,031.91
Total $779,386.88 $91,570.50 $0.00 $870,957.38
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Red Bluff, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Shasta Assoc of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-09-25T19:52:23.000Z

© 2026 Shasta Assoc of REALTORS