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Jenn Smart

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514 Oak St , San Andreas, CA 95249
$475,000
Est. Payment: $1,055.56/mo
3 Bed
3 Bath
2557 Sqft
1.01 Acres
Status: active | Days on site: 93
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BMLS-T1162020 - BMLS-T211024758
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House Description

Welcome to 514 Oak Street, where space, privacy, and foothill living come together on just over an acre in San Andreas. This spacious 3-bedroom, 3-bath home offers approximately 2,557square feet with a versatile layout designed for comfortable everyday living, entertaining, and multi-generational possibilities. Warm wood details and lots of natural light create an inviting mountain-country feel throughout, while multiple living spaces provide plenty of room to spread out. The home offers exceptional flexibility with a spacious downstairs bonus room featuring its own bathroom, creating a great space for guests, extended family, entertaining, a game room, or private retreat. Upstairs, the primary suite provides additional comfort and privacy. Step outside to an expansive deck overlooking the peaceful foothill surroundings, with over an acre offering plenty of room to enjoy the outdoors. Additional highlights include a fireplace, central heating and air, whole-house fan, RV access/parking potential, and ample space for vehicles and recreational toys. Tucked into a private setting yet conveniently located near the heart of San Andreas, 514 Oak Street offers the space and versatility that can be difficult to find. Whether you're looking for room for family, entertaining, working from home, or simply enjoying the relaxed foothill lifestyle, this property is ready for its next chapter. SELLER FINANCING AVAILABLE! Seller is willing to carry a first mortgage at a competitive 5.5% interest rate with a 5-year term and a substantial down payment.This property presents a great opportunity for qualified buyers seeking alternative financing options. All financing terms are subject to seller approval and mutually agreed-upon terms. Contact listing agent for additional details. *Some listing photos have been virtually staged and/or digitally enhanced using AI for illustrative purposes.

Highlights

Listed by Phillip Smith , 209-206-6977 KW Sierra Foothills , 209-694-8077. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
1.01

Year Built

1988

County

Calaveras

Neighborhood

Other

Listing ID

41144443

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Gas Water Heater
Air Cond:Central Air,Wall/Window Unit(s)
Fireplaces:Free Standing,Living Room
Floor:Carpet,Stone,Wood

Exterior Features

Lot:Back Yard,Garden,Yard,No Land Lease
Garage Capacity:2
Others:
  • ▪ Additional:Wood Siding
Parking Features:One Space
Principal Interest
$1,056
Taxes
$303

Home Price

$475,000

Loan Details

30 yrs
0%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,055.56

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,055.56 $302.81 $0.00 $1,358.37
Yearly $12,666.67 $3,633.75 $0.00 $16,300.42
Total $380,000.00 $109,012.50 $0.00 $489,012.50
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (San Andreas, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-11-15T19:37:45.000Z

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