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Jenn Smart

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1440 Pepper Tree , San Bernardino, CA 92404
$575,000
Est. Payment: $1,277.78/mo
4 Bed
3 Bath
1517 Sqft
0.17 Acres
Status: active | Days on site: 4
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House Description

Welcome to 1440 Pepper Tree Lane, a beautifully renovated property offering an excellent opportunity for investors, multi-generational living, or an owner-occupant looking for additional rental income. This property features two separate living spaces: a spacious 3-bedroom, 1.5-bathroom main house and a private 1-bedroom, 1-bathroom back unit, providing flexibility and privacy for residents. Together they offer approximately 1,517 sq ft of living space on a generous 7,200 sq ft lot. Both spaces have been fully remodeled with modern finishes throughout, creating a fresh, contemporary feel. Upgrades include luxury vinyl flooring, new dual-pane windows, a new roof, new kitchen cabinets with sleek quartz countertops, and updated bathroom vanities. Each bathroom has been completely refreshed with new tubs and showers and modern tile finishes. The main house offers a comfortable three-bedroom layout with a convenient half bath for guests, while the separate back unit gives extended family, a tenant, or long-term guests their own private space with a full kitchen and bath. One of the standout features is the solar panel system, which dramatically reduces monthly electricity costs. In a region where summer cooling bills climb fast, that means real, predictable savings — and for an owner-occupant renting out the back unit, lower operating costs on top of monthly income. Step outside and the backyard delivers. A large sparkling pool anchors the space, perfect for summer gatherings, weekend barbecues, birthday parties, or simply unwinding after a long day. With fresh landscaping and generous yard space, there's plenty of room for entertaining and enjoying the California sunshine. With its extensive renovations, functional two-unit layout, money-saving solar, and entertainer's backyard, 1440 Pepper Tree Lane is a rare opportunity to own a turnkey property with both immediate appeal and long-term upside. Schedule your private showing today.

Highlights

Listed by Peter Aguilar , 909-227-5833 Top Producers Realty Partners , 909-590-8853. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.17

Year Built

1951

County

San Bernardino

Area

274 - San Bernardino

School District

San Bernardino City Unified

Listing ID

TR26227737

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Wall/Window Unit(s)
Fireplaces:
Other:
  • ▪ Additional:All Bedrooms Down
Water:Public

Exterior Features

Lot:0-1 Unit/Acre,No Land Lease
Garage Capacity:2
Others:
  • ▪ Additional:2+ Total Units
Sewer:Public Sewer
Principal Interest
$1,278
Taxes
$367

Home Price

$575,000

Loan Details

30 yrs
0%

Down Payment

20%
$115,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,277.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,277.78 $366.56 $0.00 $1,644.34
Yearly $15,333.33 $4,398.75 $0.00 $19,732.08
Total $460,000.00 $131,962.50 $0.00 $591,962.50
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (San Bernardino, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-11-14T19:39:52.000Z

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