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Jenn Smart

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1649 Palomar Dr , San Marcos, CA 92069
$833,999
Est. Payment: $1,853.33/mo
3 Bed
2 Bath
1257 Sqft
Status: active | Days on site: 102
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House Description

ASSUMABLE VA LOAN AT 5.75% | LOW EQUITY GAP | NON-VA BUYERS MAY QUALIFY! Rare financing opportunity in San Marcos! Qualified buyers, including non-Veterans, may be eligible to assume the seller's existing VA mortgage at a 5.75% interest rate, subject to loan servicer approval. With a relatively small difference between the asking price and outstanding loan balance, this presents an attractive alternative to traditional financing. Buyer qualification and additional funds for applicable closing costs and fees required. Welcome to this beautifully maintained, move-in-ready single-story home featuring 3 bedrooms, 2 bathrooms, and approximately 1,257 square feet of thoughtfully designed living space. The bright, inviting floor plan features modern updates throughout, a custom built-in desk, and a newly installed ceiling fan in the living room. Step outside to a beautifully redesigned, private backyard featuring artificial turf, refreshed landscaping, new mulch, and an expanded patio—perfect for entertaining, relaxing, or enjoying Southern California's year-round outdoor lifestyle. Conveniently located near parks, shopping, dining, hiking trails, schools, and major commuter routes, this home combines comfort, convenience, and low-maintenance living. NEW PRICE! Seller welcomes offers. Don't miss this opportunity to own a move-in-ready home with an assumable VA mortgage.

Highlights

Listed by Tia Blackwell , 602-653-0300 HomeSmart Realty West , 760-607-5900. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

HOA Fee

54.166666666667 Monthly

Year Built

1973

County

San Diego

Area

92069 - San Marcos

School District

San Marcos Unified

Listing ID

NDP2606892

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Cooktop, Electric Oven, Disposal, Refrigerator, Water Heater, Dryer, Washer
Air Cond:Central Air
Fireplaces:Family Room
Floor:Laminate
Other:
  • ▪ Additional:All Bedrooms Down

Exterior Features

Lot:0-1 Unit/Acre,No Land Lease
Garage Capacity:2
Zoning:R-1:SINGLE FAM-RES
Sewer:Public Sewer
Principal Interest
$1,853
Taxes
$532
HOA
$54

Home Price

$833,999

Loan Details

30 yrs
0%

Down Payment

20%
$166,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,853.33

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,853.33 $531.67 $54.17 $2,439.17
Yearly $22,239.97 $6,380.09 $650.00 $29,270.07
Total $667,199.20 $191,402.77 $19,500.00 $878,101.97
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (San Marcos, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-11-14T21:37:57.000Z

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