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Jenn Smart

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22650 E Cliff Dr , Santa Cruz, CA 95062
$2,195,000
Est. Payment: $4,877.78/mo
4 Bed
3 Bath
3148 Sqft
0.04 Acres
Status: active | Days on site: 57
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ML5009477 - ML5099262,ML5099252
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House Description

Fifty feet from the sand in a small, private beachfront enclave, this unusually spacious ocean view home offers a lifestyle most people only dream about. Step outside and you'll hear the waves before you see them, as you take the short walk to the water's edge to watch the surfers working the famous break at 26th Avenue. This is the beach lifestyle people across the country chase. Wake to the sun rising over Monterey Bay, grab your coffee, and wander down to the grassy bluff above the surf line, where whales, otters, and dolphins put on a daily show. Paddle out to one of the best shortboard breaks in Santa Cruz, or watch the locals carve it up while the tide rolls in. When the fog drifts through, the covered and enclosed patios keep the party going. Pleasure Point's shops, cafes, and coastal trail are all just a stroll away. Here the car sits parked for days because everything worth having, the beach, the break, the bakery, the neighbors who become friends, beckons just outside your door. Full time residence, family beach retreat, or the place you finally slow down and let the ocean set your schedule, this is the coastal life buyers spend years searching for. Homes in this tiny community almost never come to market, so don't miss your chance to live the dream in Santa Cruz.

Highlights

Listed by George Montanari , 408-497-2213 and Seb Frey , 408-596-1623 Compass , (408) 358-1111. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.04

HOA Fee

300 Monthly

Year Built

1978

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82059608

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dryer, Washer
Floor:Carpet
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:RM-5-PP
Roof:Flat
Others:
  • ▪ Additional:2+ Total Units
Sewer:Public Sewer
Principal Interest
$4,878
Taxes
$1,399
HOA
$300

Home Price

$2,195,000

Loan Details

30 yrs
0%

Down Payment

20%
$439,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,877.78

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,877.78 $1,399.31 $300.00 $6,577.09
Yearly $58,533.33 $16,791.75 $3,600.00 $78,925.08
Total $1,756,000.00 $503,752.50 $108,000.00 $2,367,752.50
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Santa Cruz, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:34:50.000Z

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