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Jenn Smart

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2906 Elm Tree Ct , Spring Valley, CA 91978
$510,000
Est. Payment: $1,133.33/mo
3 Bed
2 Bath
1059 Sqft
2.6 Acres
Status: active | Days on site: 87
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House Description

VA Assumable! Welcome to a beautifully maintained condo offering approximately 1,059 square feet of comfortable living in the desirable Rancho San Diego area of Spring Valley. This bright and inviting home features an open concept floor plan with abundant natural light, a cozy fireplace, and a spacious living area perfect for relaxing or entertaining. The kitchen offers ample cabinet and countertop space, making meal preparation both functional and convenient, while the adjacent dining area flows seamlessly into the living room. The primary suite provides a private retreat with an en-suite bathroom, and two additional bedrooms offer flexibility for family, guests, or a home office. Enjoy year round comfort with central heating and air conditioning, plus a private outdoor patio ideal for morning coffee or evening unwinding. Convenient parking and access to community amenities add to the home’s appeal. Located just minutes from shopping, restaurants, parks, highly rated schools, and major freeways, this home combines comfort, convenience, and value in one exceptional package. Whether you’re a first-time buyer, downsizing, or looking for an investment opportunity, this move-in-ready home is one you won’t want to miss!

Highlights

Listed by Gregory Ruth , 619-936-4433 Real Broker , 855-450-0442. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
2.6

HOA Fee

554 Monthly

Year Built

1986

County

San Diego

Area

91978 - Spring Valley

School District

Grossmont Union

Listing ID

PTP2605908

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dryer, Washer
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Zoning:R1
Sewer:Public Sewer
Principal Interest
$1,133
Taxes
$325
HOA
$554

Home Price

$510,000

Loan Details

30 yrs
0%

Down Payment

20%
$102,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,133.33

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,133.33 $325.13 $554.00 $2,012.46
Yearly $13,600.00 $3,901.50 $6,648.00 $24,149.50
Total $408,000.00 $117,045.00 $199,440.00 $724,485.00
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Spring Valley, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-11-14T09:37:47.000Z

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