RARE FINANCING OPPORTUNITY! Existing VA loan assumable at just 2.25% interest for qualifying veterans with eligible VA entitlement substitution. A charming piece of Bonners Ferry history, this 1910 home is full of character, natural light, and thoughtful use of space. Original details blend with everyday function, including hardwood floors salvaged from the historic Mt. Hall gymnasium, a full kitchen with dishwasher and natural gas appliances, and a bright, efficient layout. A newer foundation, estimated at approximately 15 years old, and a roof approximately 10 years old add confidence to this century-old home. Set on two city lots with fruit trees, a covered porch, storage shed, and off-street parking, there's plenty of outdoor space without giving up the convenience of living in town. Enjoy easy access to downtown Bonners Ferry, schools, local shops and restaurants, with the Kootenai River, mountains, lakes, and endless North Idaho recreation just beyond town. A comfortable starter home, downsizing option, or investment property with a little piece of local history built right in.