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Jenn Smart

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517 N Stephen St , Clark Fork, ID 83811
$650,000
Est. Payment: $1,444.44/mo
3090 Sqft
0.69 Acres
Status: active | Days on site: 219
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House Description

In a small town with big potential, this FOURPLEX offers strong rental history with long-term tenants already in place. Included is an additional parcel featuring income-producing tenants and multiple value-add opportunities--expand with tiny homes, add storage income, or develop short-term rentals. Zoned residential within Clark Fork city limits, the property offers excellent flexibility. Currently generating a 7.3% cap rate, it also features two septic systems, city water, and easily accessible power for future expansion. Situated on .93 acres, this is a rare opportunity to grow your portfolio and increase cash flow in a high-demand rental market. Whether you're an investor looking for immediate returns or long-term upside, this property checks all the boxes. Reach out for property analysis ad break down.

Highlights

Listed by Jonathan Steele , 208-550-0292 Boise Premier Real Estate , 208-484-2156. Coeur d'Alene MLS

Property Type

Multi-Family

Lot/Acreage
0.69

Year Built

1950

County

Bonner

Area

North (Bonner & Boundary)

Neighborhood

Nagels Amended

School District

Lk Pend Oreille - 84

Listing ID

26-3290

Questions about this listing?

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Interior Features

Basement:Crawl Space
Water:Public

Exterior Features

Lot:Open Lot,Level
Zoning:Residential
Roof:Metal
Sewer:Septic Tank
Parking Features:RV Parking - Open
Principal Interest
$1,444
Taxes
$227

Home Price

$650,000

Loan Details

30 yrs
0%

Down Payment

20%
$130,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,444.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,444.44 $227.11 $0.00 $1,671.56
Yearly $17,333.33 $2,725.36 $0.00 $20,058.69
Total $520,000.00 $81,760.80 $0.00 $601,760.80
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Clark Fork, ID).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Coeur d'Alene MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T20:06:40.000Z

© 2026 Coeur d'Alene MLS