Seller offering $20,000 in concessions towards rate buy-down to lower overall interest paid over the lifetime of the loan or price reduction of home. This 2026 Silver Spurs rambler in Hillside Subdivision faces west for sunset views, while the backyard stays shaded for cool summer evenings. It sits on a 0.34-acre lot with a large 2-car garage and extra parking outside. Inside, a grand vaulted great room fills the open floor plan with natural light. The custom kitchen has granite counters and a walk-in pantry, and the primary suite has a walk-in closet. The covered back porch is made for summer nights. The full walk-out basement already has a large finished family room. The rest is planned and plumbed for an accessory apartment with its own separate entrance, a great setup for multigenerational living, a mother-in-law suite, or rental income. Upgraded full envelope insulation package, energy heals on trusses. Upgraded thermostat, Wired for EV charger, or welder in garage. Upgraded high impact shingles. Installed on demand water heater and water softener, never run out of hot water! Upgraded LP siding and upgraded soffit under porches. Storage room. Storage under stairs, cold storage under porch, and another storage room! Plenty of storage. Two family rooms Custom tongue and groove ceiling covered BBQ patio for hosting gorgeous, entertaining evenings. Basement plumbed for extra kitchen and apartment option with extra exit/entrance to garage. Water HOA was created for irrigation by previous land owner and requirement of the city, see docs to verify, currently no water maintenance charges in the year or other fees. May be some minimal in the future for irrigation water.