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Jenn Smart

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304 W Garfield Bay Rd , Sagle, ID 83860
$649,900
Est. Payment: $1,444.22/mo
3 Bed
2 Bath
1369 Sqft
0.2 Acres
Status: active | Days on site: 31
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CBS - 328
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.
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Jenn Smart
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House Description

Completely remodeled in 2026, this 3 bedroom 2 bathroom secondary waterfront home in Garfield Bay on beautiful Lake Pend Oreille with community access to the lake is ready for your year-round use, get-a-way cabin, or short-term rental investment property! Home features include a generous master-suite, a secondary en-suite, amazing kitchen with new cabinetry and walk-around island, new stainless appliances, and LVP flooring throughout. Brand new decks and accordion glass window bring the view right into your living room! Easy year-round access and a two-car attached garage. A rare offering indeed!
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Highlights

Listed by Fred Sharp , 208-640-0403 Coldwell Banker Schneidmiller Realty , 800-829-2555. Coeur d'Alene MLS

Property Type

Residential
Lot/Acreage
0.2

Year Built

1960

County

Bonner

Area

North (Bonner & Boundary)

 Neighborhood

N/A

 School District

Lk Pend Oreille - 84

Listing ID

26-10229

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
Appliances:Gas Range, Electric Dryer, Propane Water Heater, Washer, Refrigerator, Dishwasher
Floor:LVP
Basement:Finished
Other:
  • ▪ Additional:High Speed Internet, Satellite, Washer Hookup
Water:Community System

Exterior Features

Lot:Open Lot,Irregular Lot,Sloped,Level
Zoning:IMPROVED RES
Roof:Metal
Others:
  • ▪ Additional:Open Deck, Open Porch
Sewer:Community System
Principal Interest
$1,444
Taxes
$169

Home Price

$649,900

Loan Details

30 yrs
0%

Down Payment

20%
$129,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,444.22

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,444.22 $168.92 $0.00 $1,613.14
Yearly $17,330.67 $2,027.00 $0.00 $19,357.67
Total $519,920.00 $60,810.00 $0.00 $580,730.00
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Sagle, ID).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Coeur d'Alene MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-15T06:32:39.000Z

© 2026 Coeur d'Alene MLS