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Jenn Smart

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457 Gypsy Bay Rd , Sagle, ID 83860
$2,200,000
Est. Payment: $4,888.89/mo
4 Bed
3 Bath
3625 Sqft
8.76 Acres
Status: active | Days on site: 238
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House Description

It's not often you find waterfront with acreage, a private dock, and no CCRs, yet here it is. Set on 8.76 acres with 230 feet of shoreline, this well-built home offers space, privacy, and direct access to the water. Morning light filters through the trees as you walk the trail to the dock, coffee in hand. Afternoons are for paddling quiet coves or tending the garden, and evenings bring everyone to the expansive deck to watch the sky fade behind the hills. Inside, the vaulted great room draws your eye to the water beyond, framed by exposed wood beams and a striking floor-to-ceiling stone hearth with a Kuma wood stove insert. Radiant floors keep winter nights grounded and still. The main-level primary suite is tucked away for privacy, with a spa-like bath, custom walk-in shower, and a calm, relaxing feel that makes it easy to unwind. Whether you're gathering around the fire in January or boating out to dinner in Dover come July, this is where comfort and quiet come together.

Highlights

Listed by Benjamin Scott Geanetta , 208-400-6162 REAL BROKER LLC , 509-990-2525. Coeur d'Alene MLS

Property Type

Residential

Lot/Acreage
8.76

Year Built

2012

County

Bonner

Area

North (Bonner & Boundary)

Neighborhood

N/A

School District

Lk Pend Oreille - 84

Listing ID

26-2510

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
Appliances:Electric Dryer, Electric Water Heater, Washer, Wall Oven, Refrigerator, Microwave, Dishwasher, Cooktop
Floor:Tile,Stone,Carpet
Basement:Finished,Walk-out
Other:
  • ▪ Additional:High Speed Internet, Jetted Tub, Washer Hookup
Water:Well

Exterior Features

Lot:Sloped,Landscaped,Level,Wooded
Zoning:Rural
Roof:Composition
Others:
  • ▪ Additional:Boat Slip, Fire Pit, Garden, Lighting, Open Deck, Lawn
Sewer:Private Sewer
Parking Features:Paved Parking
Principal Interest
$4,889
Taxes
$391

Home Price

$2,200,000

Loan Details

30 yrs
0%

Down Payment

20%
$440,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,888.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,888.89 $391.27 $0.00 $5,280.16
Yearly $58,666.67 $4,695.26 $0.00 $63,361.93
Total $1,760,000.00 $140,857.80 $0.00 $1,900,857.80
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Sagle, ID).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Coeur d'Alene MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T16:00:05.000Z

© 2026 Coeur d'Alene MLS