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Jenn Smart

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511 S Camp Bay Rd , Sagle, ID 83860
$4,100,000
Est. Payment: $9,111.11/mo
4 Bed
4 Bath
4300 Sqft
0.64 Acres
Status: active | Days on site: 129
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CBR - 11519
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House Description

An extraordinary Lake Pend Oreille waterfront estate in Camp Bay offering 200 feet of deep-water frontage on two separately platted waterfront lots. Enjoy panoramic views of the Cabinet Mountains, Scotchman Peak, the Hope Peninsula, and the sparkling waters of Idaho's largest lake. This exceptional 0.64-acre property offers the perfect blend of privacy, luxury, and flexibility within a gated waterfront enclave with no HOA or CCRs. A charming pedestrian bridge welcomes you to approximately 4,300 square feet of thoughtfully designed living space featuring 4 bedrooms, 4 bathrooms, and breathtaking lake views throughout. The spacious great room with maple flooring and walls of windows flows seamlessly into a beautifully appointed kitchen with granite countertops, creating an ideal setting for entertaining. A game room, bar area, custom built-ins, and an oversized upper-level guest retreat complete with private balcony, coffee bar, microwave, and mini refrigerator provide exceptional space for family and guests. The main-level primary suite features a luxurious bath, custom closet built-ins, and convenient access to the laundry room. This home is equipped with a dumbwaiter at the entry door that travels to both kitchen pantry and game room, as well as a built-in Generac generator. Outside, enjoy 200 feet of crystal-clear, deep-water frontage with a beautiful pebble beach, an L-shaped dock, Hewitt boat lift with canopy, and endless opportunities for boating, swimming, fishing, and watersports. A lower-level shop provides ample storage for tools and lake toys. Located just 25 minutes from Sandpoint by car or boat, you'll enjoy easy access to Schweitzer Mountain Resort, hiking and mountain biking trails, golf, shopping, dining, and all the outdoor recreation North Idaho is known for. Opportunities to purchase 200 feet of deep-water frontage on two separately platted waterfront lots are exceptionally rare on Lake Pend Oreille, making this a property to enjoy today and treasure for generations.

Highlights

Listed by Kelly Armstrong , 509-979-4474 Coldwell Banker Resort Realty , 208-263-6802. Coeur d'Alene MLS

Property Type

Residential

Lot/Acreage
0.64

Year Built

2005

County

Bonner

Area

North (Bonner & Boundary)

Neighborhood

N/A

School District

Lk Pend Oreille - 84

Listing ID

26-7035

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
Appliances:Electric Dryer, Electric Water Heater, Water Softener, Washer, Wall Oven, Trash Compactor, Refrigerator, Microwave, Disposal, Dishwasher, Cooktop
Air Cond:Central Air
Fireplaces:Insert
Floor:Wood,Carpet
Basement:Daylight
Other:
  • ▪ Additional:Central Vacuum, Fireplace, High Speed Internet, Washer Hookup
Water:Well

Exterior Features

Lot:Steep Slope,Lakefront
Zoning:R5
Roof:Composition
Others:
  • ▪ Additional:Boat Slip, Dock, Lighting, Open Deck, Rain Gutters
Sewer:Septic Tank
Principal Interest
$9,111
Taxes
$481

Home Price

$4,100,000

Loan Details

30 yrs
0%

Down Payment

20%
$820,000
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Monthly Price:
$9,111.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,111.11 $481.28 $0.00 $9,592.39
Yearly $109,333.33 $5,775.40 $0.00 $115,108.73
Total $3,280,000.00 $173,262.00 $0.00 $3,453,262.00
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Sagle, ID).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Coeur d'Alene MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T09:09:49.000Z

© 2026 Coeur d'Alene MLS