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Jenn Smart

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Listing 2185496 , Saint Charles, ID 83272
$2,300,000
Est. Payment: $5,111.11/mo
3.92 Acres
Status: active | Days on site: 41
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70331 - 88705
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House Description

NEW PRICE! RARE OPPORTUNITY to own 4 acres of prime lakefront property on the sandy shores of Bear Lake in St. Charles, Idaho! This exceptional property offers 176' of direct lake access, with panoramic views of Bear Lake's famous turquoise-blue waters, and the ideal setting for building your dream home, luxury vacation retreat, or legacy property. Enjoy the privacy and open space of this expansive parcel while being surrounded by year-round recreational opportunities. Outdoor enthusiasts will love the easy access to Green Canyon and Cache National Forest, offering hundreds of miles of trails for ATV/UTV riding, snowmobiling, hiking, mountain biking, and snowshoeing. Conveniently located just 3 minutes from North Beach Shops and The Bear's Den for shopping, famous Bear Lake shakes, burgers, and more. Short-term rentals are allowed, making this an incredible investment opportunity as well. An additional adjacent 4-acre parcel to the north is also available and currently has a home under construction, providing the potential to create an exceptional larger lakefront estate. Opportunities like this are rarely available-bring your vision and build your Bear Lake dream! (Lead pic is AI generated--no house is included. Lot only.)

Highlights

Listed by Gary C McKee , 435-757-6430 Bear Lake Realty, Inc , 435-946-8888. Wasatch Front Multiple Listing Service (IDX)

Property Type

Vacant Land

Lot/Acreage
3.92

Area

ELKO

Neighborhood

Bear Lake

School District

Bear Lake County

Listing ID

2185496

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Interior Features

Exterior Features

Lot:Fenced: Part,View: Lake,View: Mountain,Waterfront,Terrain: Flat
Lot Dimensions:0.0x0.0x0.0
Garage Capacity:0
Zoning:RES
Sewer:Sewer: Available,Sewer: Public
Principal Interest
$5,111
Taxes
$0

Home Price

$2,300,000

Loan Details

30 yrs
0%

Down Payment

20%
$460,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,111.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,111.11 $0.08 $0.00 $5,111.19
Yearly $61,333.33 $1.00 $0.00 $61,334.33
Total $1,840,000.00 $30.00 $0.00 $1,840,030.00
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Saint Charles, ID).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Wasatch Front Regional MLS Inc. and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T07:16:13.000Z

© 2026 Wasatch Front Multiple Listing Service (IDX)