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Jenn Smart

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405 Church St , Sandpoint, ID 83864
$829,000
Est. Payment: $1,842.22/mo
2 Bath
2252 Sqft
0.16 Acres
Status: active | Days on site: 84
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EVGR - 10341
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House Description

Investment Opportunity in Downtown Sandpoint! Commercially zoned, well-maintained building that can be divided into two independent suites for additional rental income or multiple occupants. This property is a strong option for owner-users, investors offering a central location, move-in-ready condition, and flexible use potential. 2,000 sq. ft. with exceptional private parking (5 spaces). The property offers various uses: live in the back of the house or run an Airbnb while operating a business at the front. Inside, the layout is flexible, allowing for easy customization to suit your business needs. Prior to its current use as a professional office, the building was designed for mixed use with a chiropractor's office up front and living quarters for the family in the back (three bedrooms). It could be converted back to live-work use with some basic remodeling. It includes a fenced backyard, storage building, and 50 X 142 lot directly across from the Columbia Center and a couple doors down from the new 80-unit complex. New roof, forced-air heat with A/C (installed 2023), and high-speed internet. Whether you envision this property as the foundation for your own business or as a long-term investment it is surrounded by established businesses. Owner financing may be available.

Highlights

Listed by Charesse Moore , 208-255-6060 Evergreen Realty , 208-263-6370. Coeur d'Alene MLS

Property Type

Commercial Sale

Lot/Acreage
0.16

Year Built

1915

County

Bonner

Area

North (Bonner & Boundary)

Neighborhood

N/A

Listing ID

26-8690

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bathrooms:2
Appliances:Negotiable
Air Cond:Central Air
Fireplaces:
Basement:Crawl Space
Other:
  • ▪ Additional:Cable Internet Available, High Speed Internet
Water:Public

Exterior Features

Lot:Landscaped,Level,Alley Access
Lot Dimensions:.16
Zoning:Commercial A
Roof:Composition
Others:
  • ▪ Additional:Lawn
Sewer:Public Sewer
Principal Interest
$1,842
Taxes
$287

Home Price

$829,000

Loan Details

30 yrs
0%

Down Payment

20%
$165,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,842.22

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,842.22 $286.92 $0.00 $2,129.14
Yearly $22,106.67 $3,443.04 $0.00 $25,549.71
Total $663,200.00 $103,291.20 $0.00 $766,491.20
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Sandpoint, ID).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Coeur d'Alene MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-15T06:32:39.000Z

© 2026 Coeur d'Alene MLS