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Jenn Smart

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38069 S Highway 3 , St. Maries, ID 83861
$1,200,000
Est. Payment: $2,666.67/mo
4 Bed
4 Bath
2607 Sqft
20 Acres
Status: active | Days on site: 65
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House Description

Looking for the ultimate North Idaho retreat? This stunning 20-acre Ranch overlooks Black Lake, unbelievable sunsets and breathtaking views of the lake. A dream location for horse owners! 3 bed, 2.5 bath, open floor-plan, walk-in shower, spacious living area, top-of-the-line Artisan FPX fireplace,wrap-around deck with lake views, 2 upper-story decks and radiant floor heating.The spacious kitchen complete with stainless appliances, granite countertops, butcher block island /breakfast bar & pantry. Attached two-car heated garage plus 2 large shops for hay and equipment. - Equestrian- 20 acres of flat/rolling hills, large horse barn with 4-6 stalls, a tack room, large foaling stall, corral's, fenced pasture. Caretaker Apartment: 1-bed/1 bath unit above the barn with a full kitchen, living room, 2 decks, wood stove, mini-split and with separate septic and elec. meter, chicken coop, greenhouse, large pond and the option to purchase additional acreage with sale.

Highlights

Listed by Michael Reinhardt , 208-691-9624 Silvercreek Realty Group, LLC , 208-377-0422. Coeur d'Alene MLS

Property Type

Residential

Lot/Acreage
20

Year Built

2015

County

Kootenai

Area

09 - Chain Lakes/Harrison Area

Neighborhood

N/A

School District

Kootenai - 274

Listing ID

26-9251

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
Appliances:Electric Range, Electric Dryer, Propane Water Heater, Gas Water Heater, Electric Water Heater, Wall Oven, Refrigerator, Grill Top, Dishwasher, Cooktop
Floor:Tile,Carpet,LVP
Basement:Crawl Space
Other:
  • ▪ Additional:Fireplace, High Speed Internet, Washer Hookup, Mini-Split A/C
Water:Well

Exterior Features

Lot:Sloped,Pasture,Level,Wooded
Zoning:AG
Roof:Composition
Others:
  • ▪ Additional:Open Deck, Rain Gutters, Horse Facility, Lawn, Workshop
Sewer:Septic Tank
Principal Interest
$2,667
Taxes
$185

Home Price

$1,200,000

Loan Details

30 yrs
0%

Down Payment

20%
$240,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,666.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,666.67 $184.63 $0.00 $2,851.30
Yearly $32,000.00 $2,215.56 $0.00 $34,215.56
Total $960,000.00 $66,466.80 $0.00 $1,026,466.80
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (St. Maries, ID).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Coeur d'Alene MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T20:06:40.000Z

© 2026 Coeur d'Alene MLS