PRICE IMPROVEMENT! NOW $595,000 + $10,000 IN SELLER CONCESSIONS! Preferred lender: 1-year buy-down. Incredible opportunity to own a spacious home on a beautifully established .37-acre lot in Payson! Offering approximately 3,411 square feet, 4 bedrooms, 3 bathrooms, and multiple living areas, this home provides plenty of space to spread out and entertain. Features include an inviting upstairs loft, finished walk-out basement, sunroom, expansive deck, and a private backyard surrounded by mature trees. Enjoy the added value of PAID-OFF SOLAR PANELS, a water softener, storage shed, and 2-car garage. Conveniently located near schools, shopping, and I-15. Take advantage of $10,000 in seller concessions toward buyer closing costs, an interest rate buy-down, or other lender-approved expenses. FIRST COLONY MORTGAGE 1-0 TEMPORARY BUYDOWN AVAILABLE! Qualified buyers get a lower payment for the FIRST FULL YEAR, figured at a full point below the note rate and paid for by First Colony Mortgage. First Colony Mortgage is the preferred lender for this financing option. For purchase contracts written November 1 through December 31, 2026. Buyers must pre-qualify and close their loan with First Colony Mortgage. Contact Raschel for complete program details and eligibility. Terms and conditions apply. Not a commitment to lend. Contact First Colony Mortgage for details and eligibility requirements. Don't miss this opportunity to make this property your own. Schedule your private showing today! Square footage provided as a courtesy from county records. Buyer advised to obtain an independent measurement.