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Jenn Smart

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3965 S 1300 E #3967 , Salt Lake City, UT 84124
$888,000
Est. Payment: $1,973.33/mo
10 Bed
5 Bath
4988 Sqft
0.2 Acres
Status: active | Days on site: 48
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House Description

NEW PRICE $888,000 - RARE 50% SELLER FINANCING AVAILABLE. Immediate closing possible with no bank delays or lender fees! Seller Financing Terms: 50% down ($444,000) at 5.9% interest-only, 35 year balloon. Clean, flexible private note held by seller. Also open to clean conventional or cash offers. Unbeatable value at under $180/sq ft.Substantial East Millcreek duplex offering nearly 5,000 sq ft, 10 beds / 5 baths, separate gas/electric meters, and covered carport parking. A rare investment opportunity in the heart of Millcreek with strong rental performance and exceptional income potential. This well-configured duplex features two spacious units, offering an ideal setup for investors looking to add a high-demand property to their portfolio or an owner-occupant seeking additional rental income. One side offers 4 bedrooms and 2 bathrooms, while the second unit provides an impressive 6 bedrooms and 3 bathrooms, giving both residences plenty of space and flexibility. With an impressive 97% occupancy rate, the property demonstrates strong rental demand and provides an established income-producing opportunity. Each unit has its own gas and electrical meter, allowing for straightforward utility management and separation between residences. Both units also offer laundry hookups, adding an important convenience for tenants. A shared driveway provides access to the property, while separate carports give each unit its own designated covered parking. Ideally situated in Millcreek, this duplex offers convenient access to shopping, dining, recreation, major roads, and everything the Salt Lake Valley has to offer. With two generously sized units, separate utilities, dedicated parking, and a proven rental history, this is an opportunity to own a versatile and income-producing property in a highly desirable location. Two units. Ten bedrooms. Five bathrooms. Strong occupancy. Separate utilities. Exceptional investment potential.

Highlights

Listed by Andrea Newby , 801-699-8590 Zander Real Estate Team PLLC , 801-446-2662. Wasatch Front Multiple Listing Service (IDX)

Property Type

Multi-Family

Lot/Acreage
0.2

Year Built

1986

County

Salt Lake

Area

Holladay; Millcreek

School District

Granite

Listing ID

2183972

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:10
  • ▪ Bathrooms:5
Floor:Carpet,Tile,Vinyl
Other:
  • ▪ Range/Oven:Free Stdng.
  • ▪ Dishwasher:Built-In
  • ▪ Additional:Disposal
Water:Culinary

Exterior Features

Lot:Curb & Gutter,Fenced: Part,Sidewalks,Sprinkler: Auto-Full,Sprinkler: Manual-Full
Lot Dimensions:0.0x0.0x0.0
Garage Capacity:6
Zoning:Multi-Family
Roof:Asphalt
Others:
  • ▪ Additional:Blt./Standing
Sewer:Sewer: Connected,Sewer: Public
Principal Interest
$1,973
Taxes
$381

Home Price

$888,000

Loan Details

30 yrs
0%

Down Payment

20%
$177,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,973.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,973.33 $380.92 $0.00 $2,354.25
Yearly $23,680.00 $4,571.00 $0.00 $28,251.00
Total $710,400.00 $137,130.00 $0.00 $847,530.00
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Salt Lake City, UT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Wasatch Front Regional MLS Inc. and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T19:13:38.000Z

© 2026 Wasatch Front Multiple Listing Service (IDX)